Terms of Service

Last Updated: April 1st, 2026

1. Use of Platform

BuildCovered operates as an insurance aggregation and lead generation engine. By accessing this site and inputting your trade parameter metrics, you agree to:

• Provide accurate and factual business metadata (revenue, zip-code mappings, employee count).
• Authorize BuildCovered and our licensed affiliates to contact you utilizing the provided channels.
• Not execute automated scrapers against our Cloudflare APIs or indexing pipelines.

2. Disclaimers & Limitations of Liability

Our platform produces preliminary routing and pricing estimates exclusively. Completing the multi-step form does not bind coverage under any circumstance.

Insurance binding only occurs after official underwriting sequences are completed with a licensed agent offline or via an explicitly bonded digital portal authorized by the carrier.

3. Indemnification

BuildCovered is not responsible for policy gaps, inaccurate liability assessments stemming from user error, or carrier-side rejections. All quotes are strictly non-binding estimates heavily dependent on regional matrix rules, claims history, and final underwriter review. By using the service, you agree to hold our platform harmless.

For specific coverage grievances or formal inquiries, please execute a formalized digital request via our support channel.